Insurance is a competitive business. Just like many other businesses, there is no shortage of customers or competitors. In order to be successful, you need a way to stand out from the crowd. As larger insurance agencies and well-known brands are calling your customers, what will it take for them to stay with you?
Unless someone is injured on the job, the workers’ compensation insurance plan isn’t likely to be discussed after onboarding. That’s one of those mandatory topics that human resource managers often fly through when explaining things to new employees. But effectively communicating all the details of your company’s workers’ compensation plan can help lower claims.
If you’re injured at work, the first step to getting workers’ compensation to cover the associated costs is to report your injury to your supervisor. Try to do this as soon as possible after it happens. Companies can be skeptical of the legitimacy of your claim if you wait too long to let them know what happened. Plus, the sooner you report it, the sooner you can start getting benefits.
You can avoid the stress associated with an extended absence by cross-training your workers. If you teach Worker A to do Worker B’s job, and vice versa, not only does that give your staff more skills (which improves their value within the company), this can rescue productivity when someone is absent, or when an employee has an injury that no longer allows them to perform the job for which they were hired.