Proprietary Contractors Program

Workers Comp for Contractors

Underwriting Guidelines

Construction Worker
  • Minimum premium $5000
  • Roofers: 5 years in operation, 5 full time roofing employees, minimum payroll $250,000
  • 4 years loss runs or experience
  • No prior considered with a resume*
    * Resume required to show proof of experience for past 5 years, excluding roofing
Submit General Liability Application

Highlights

  • AM Best A-Rated carrier
  • No prior considered with a resume
  • Pay-as-you-go payment plan
  • Up to 50% sub exposure
  • No work over 40 ft or below 12 ft
  • No deductible requirements
  • Available in 37 states
  • General Liability available also

Class Codes

  • Concrete Work
  • Drywall
  • Excavation
  • Flooring
  • Fencing
  • Framing
  • Iron & steel work
  • Landscaping
  • Masonry
  • Painting
  • Roofers
  • Septic tank installation
  • Solar installation
  • Stone cutting
 Download the complete class code list

General Liability for Contractors

Underwriting Guidelines

Construction Worker
  • Minimum premium start at $750
  • Minimun premium for GCs $4,000
  • Roofers: No prior needed, 3 years professional experience & licensed, MP $2,000
  • 3 years loss runs or experience
  • No prior considered with a resume*
    * Resume required to show proof of experience
Submit General Liability Application

Highlights

  • AM Best A-Rated carrier
  • Blanket AI included
  • Waiver of subrogation included
  • No prior considered with a resume
  • Defense outside limits available
  • Completed ops available
  • Coverage in 37 states
  • Removal of prior work exclusion
  • Open roof and torchdown coverage

Class Codes

  • Concrete Work
  • Drywall
  • Excavation
  • Flooring
  • Fencing
  • Framing
  • Iron & steel work
  • Landscaping
  • Masonry
  • Painting
  • Roofers
  • Septic tank installation
  • Solar installation
  • Stone cutting
 Download the complete class code list

Forms for Submission

Acord: Download Acord 125 | Download Acord 126 | Fill and Submit Acord 125 & 126 Online

Already have these forms completed? Email them to applications@normandyins.com

Supplemental: Download Supplemental

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Call: 866-688-6442

Email: info@normandyins.com

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