Contractor Insurance | General Liability & Workers' Comp

We cover these industries & more!

Concrete Work

Drywall

Fencing

Flooring

Framers

Iron & steel work

Masonry

Painting

Roofers

Septic tank installation

Solar Installation

& many more!

Workers' Comp
for Contractors

 Submit Workers' Comp Application

 Instant Quote & Bind

or submit an application here



Workers' Comp Forms

ACORD 130 (Florida): Download

N/A

| Fill & submit online

ACORD 130 (All states besides FL): Download

ACORD 130

| Fill & submit online

WC Contractors Supplemental: Download

WC Contractors Supplemental

| Fill & submit online



Highlights

AM Best A-Rated carriers
Over 30 carriers available
No deductible requirements
Pay-as-you-go plan available



Guidelines

Contractor Risks

4 years loss runs or experience
No work over 40 feet or below 12 feet
Up to 50% sub exposure

Roofing & Solar Risks

Minimum premium $5,000
Minimum of 8 months prior coverage
No work over 40 feet
Up to 50% sub exposure



Targeted Class Codes

Interior Finishes

5445 – Drywall
5479 – Insulation
5474 – Painting
5480 – Plastering
5478 – Flooring
5348 – Tile and Stone
5437 – Interior Trim Carpentry

Structural & Exterior Work

3724 – Solar Installation
5022 – Masonry
5040 – Steel Erection – Frame Structures
5057 – Steel Erection – Other
6217 – Excavation
6400 – Fencing
5648 – Siding – Aluminum, Vinyl, or Plastic
5645 – Framing – Residential ≤ 3 Stories
5551 – Roofing

Mechanical, Electrical & Plumbing

5183 – Plumbing
5190 – Electrical
5537 – HVAC – Installation, Service, Repair

Specialty Contractors

5221 – Concrete Flatwork
5223 – Swimming Pool Construction
5102 – Awnings & Shower Doors
5606 – Project Managers / Superintendents
6229 – Irrigation & Septic Systems



States

Business Owner's Policy
for Contractors

 Submit Business Owner's Policy Application

 Instant Quote & Bind

or submit an application here

View all Acceptable Classes of Business for Property



Business Owner's Policy Forms

No items found.



Highlights

Professional Liability
for Contractors

 Submit Professional Liability Application

View all Acceptable Classes of Business for Property



Professional Liability Forms

No items found.



Highlights

General Liability
for Contractors

 Submit General Liability Application

 Instant Quote & Bind

or submit an application here



General Liability Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 126: Download

ACORD 126

| Fill & submit online

GL Contractor Supplemental: Download

GL Contractor Supplemental

| Fill & submit online

No items found.



Highlights

AM Best A-Rated carrier
Blanket Additional Insured, Waiver of Subrogation, and Primary Non-Contributory wording available
Defense outside the limits available
Completed ops available
Open roof and torch-down coverage
Competitive markets for hard-to-place risks



Guidelines

Minimum premium $750
New ventures considered
3-5 years loss runs for established businesses



States

for Contractors

 Submit Application



Forms

No items found.



Highlights

Excess Liability
for Contractors

 Submit Excess Application



Excess Forms

ACORD 125: Download

| Fill & submit online

ACORD 131: Download

| Fill & submit online



Highlights

Up to $5,000,000 limit
Underlying must be A-rated carriers
Stand-alone policies available
Follow-form coverage available

Property
for Contractors

 Submit Property Application



Property Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 140: Download

ACORD 140

| Fill & submit online



Highlights

Coastal coverage available (Max TIV $5M per location)
Windstorm availability varies by location



States

Inland Marine
for Contractors

 Submit Inland Marine Application



Inland Marine Forms

ACORD 125: Download

| Fill & submit online

ACORD 152: Download

| Fill & submit online



Highlights

Builders Risk
Contractor's Equipment - Scheduled, leased, or borrowed
Installation Floater

Cyber
for Contractors

 Instant Quote & Bind

or submit an application here



Cyber Forms

Less than $50M in revenue: Download | Fill out online

Cyber Application

More than $50M in revenue: Download



Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Contractors Insurance

Comprehensive Contractor Insurance: General Liability, Workers’ Comp & More - All Through Our Brokerage

We cover these industries & more!

Workers' Comp
for Contractors

Highlights

Guidelines

Contractor Risks

Roofing & Solar Risks

Targeted Class Codes

Interior Finishes

Structural & Exterior Work

Mechanical, Electrical & Plumbing

Specialty Contractors

States

Business Owner's Policy
for Contractors

Highlights

Professional Liability
for Contractors

Highlights

General Liability
for Contractors

Highlights

Guidelines

States

for Contractors

Highlights

Excess Liability
for Contractors

Highlights

Property
for Contractors

Highlights

States

Inland Marine
for Contractors

Highlights

Cyber
for Contractors

Highlights

Ready to submit an Application?

Sign up for exclusive news and updates.

Contractors Insurance

Comprehensive Contractor Insurance: General Liability, Workers’ Comp & More - All Through Our Brokerage

We cover these industries & more!

Workers' Comp for Contractors

Highlights

Guidelines

Contractor Risks

Roofing & Solar Risks

Targeted Class Codes

Interior Finishes

Structural & Exterior Work

Mechanical, Electrical & Plumbing

Specialty Contractors

States

Business Owner's Policy for Contractors

Highlights

Professional Liability for Contractors

Highlights

General Liability for Contractors

Highlights

Guidelines

States

for Contractors

Highlights

Excess Liability for Contractors

Highlights

Property for Contractors

Highlights

States

Inland Marine for Contractors

Highlights

Cyber for Contractors

Highlights

Ready to submit an Application?

Sign up for exclusive news and updates.

Workers' Comp
for Contractors

Business Owner's Policy
for Contractors

Professional Liability
for Contractors

General Liability
for Contractors

Excess Liability
for Contractors

Property
for Contractors

Inland Marine
for Contractors

Cyber
for Contractors