HVAC Contractor Insurance

Workers' Compensation, General Liability, Excess, Inland Marine and Cyber Insurance for HVAC Contractors

Workers' Comp Professional Liability BOP General Liability Excess Liability Property Inland Marine

We cover these industries & more!

Ductwork & Ventilation Contractors

HVAC Installation & Repair

Refrigeration Contractors

Residential Heating & Cooling Specialists

& many more!

Workers' Comp
for HVAC Contractors

 Submit Workers' Comp Application

 Instant Quote & Bind

or submit an application here



Workers' Comp Forms

ACORD 130 (Florida): Download

N/A

| Fill & submit online

ACORD 130 (All states besides FL): Download

ACORD 130

| Fill & submit online



Highlights

New in business with experience acceptable on select class codes
No height exposures over 15 feet
Subcontracting exposures of 30% or less
$1,000 minimum premium
Loss prevention programs
Competitive dividend programs available
Pay-as-you-go plans available
A++ rated Reinsurance



Guidelines



Targeted Class Codes



States

Business Owner's Policy
for HVAC Contractors

 Submit Business Owner's Policy Application

 Instant Quote & Bind

or submit an application here

View all Acceptable Classes of Business for Property



Business Owner's Policy Forms

No items found.



Highlights

Professional Liability
for HVAC Contractors

 Submit Professional Liability Application

View all Acceptable Classes of Business for Property



Professional Liability Forms

No items found.



Highlights

General Liability
for HVAC Contractors

 Submit General Liability Application

 Instant Quote & Bind

or submit an application here



General Liability Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 126: Download

ACORD 126

| Fill & submit online

GL Contractor Supplemental: Download

GL Contractor Supplemental

| Fill & submit online

No items found.



Highlights

Comprehensive GL Occurrence Form
Limited Assault and Battery coverage available
Up to 100% subcontractors available: Blanket Additional Insured, Waiver of Subrogation, and Primary Non-Contributory wording available
Pay-as-you-go options available, subject to underwriting approval



Guidelines



States

for HVAC Contractors

 Submit Application



Forms

No items found.



Highlights

Excess Liability
for HVAC Contractors

 Submit Excess Application



Excess Forms

ACORD 125: Download

| Fill & submit online

ACORD 131: Download

| Fill & submit online



Highlights

Up to $5,000,000 limit
Underlying must be A-rated carriers
Stand-alone policies available
Follow-form coverage available

Property
for HVAC Contractors

 Submit Property Application



Property Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 140: Download

ACORD 140

| Fill & submit online



Highlights

Coastal coverage available (Max TIV $5M per location)
Windstorm availability varies by location



States

Inland Marine
for HVAC Contractors

 Submit Inland Marine Application



Inland Marine Forms

ACORD 125: Download

| Fill & submit online

ACORD 152: Download

| Fill & submit online



Highlights

Builders Risk
Contractor's Equipment - Scheduled, leased, or borrowed
Installation Floater

Cyber
for HVAC Contractors

 Instant Quote & Bind

or submit an application here



Cyber Forms

Less than $50M in revenue: Download | Fill out online

Cyber Application

More than $50M in revenue: Download



Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

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