HVAC Contractor Insurance

We cover these industries & more!

Ductwork & Ventilation Contractors

HVAC Installation & Repair

Refrigeration Contractors

Residential Heating & Cooling Specialists

& many more!

Workers' Comp
for HVAC Contractors

 Submit Workers' Comp Application

or get an instant workers' comp quote here



Workers' Comp Forms

Florida: Download

| Fill & submit online

All other states: Download

| Fill & submit online



Highlights

New in business with experience acceptable on select class codes
No height exposures over 15 feet
Subcontracting exposures of 30% or less
$1,000 minimum premium
Loss prevention programs
Competitive dividend programs available
Pay-as-you-go plans available
A++ rated Reinsurance



State

AL, AR, CT, FL, GA, LA, ME, MD, MO, MS, NC, NY, OK, PA, RI, SC, TN, TX, VA

General Liability
for HVAC Contractors

 Submit General Liability Application



General Liability Forms

ACORD 125: Download

| Fill & submit online

ACORD 126: Download

| Fill & submit online



Highlights

Comprehensive GL Occurrence Form
Limited Assault and Battery coverage available
Up to 100% subcontractors available: Blanket Additional Insured, Waiver of Subrogation, and Primary Non-Contributory wording available
Pay-as-you-go options available, subject to underwriting approval



State

Property
for HVAC Contractors

 Submit Property Application



Property Forms

ACORD 125: Download

| Fill & submit online

ACORD 140: Download

| Fill & submit online



Highlights

Coastal coverage available (Max TIV $5M per location)
Windstorm availability varies by location



State

AL, AR, CA, CT, DC, FL, GA, LA, MA, MD, ME, MO, MS, NC, NJ, OK, PA, RI, SC, TN, TX and VA.

Cyber
for HVAC Contractors

 Submit Cyber Application Online



Cyber Forms

Submit cyber applications online



Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

Email

Email to applications@normandyins.com

Upload

Filled out an application already? Upload it here.

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Requesting a quote for:Workers' CompensationGeneral LiabilityPropertyInland MarineCyber

Workers' Comp Files

Upload Workers' Comp ACORD 130

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