Flooring Contractor Insurance

Workers' Compensation, General Liability, Excess, Property and Cyber Insurance for Flooring Contractors

Workers' CompProfessional LiabilityBOPGeneral Liability Excess LiabilityPropertyInland Marine

We cover these industries & more!

Carpet Installers

Laminate & Vinyl Installers

Residential & Commercial Flooring Installers

Tile, Stone & Hardwood Contractors

& many more!

  Workers' Comp Forms

ACORD 130 (Florida): Download

N/A

ACORD 130 (All states besides FL): Download

ACORD 130

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Highlights

  • Loss prevention programs
  • Competitive dividend programs available
  • Pay-as-you-go plans available
  • A++ rated Reinsurance
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Guidelines

  • New in business with experience acceptable on select class codes
  • No stone cutting or polishing
  • Subcontracting exposures of 30% or less
  • $1,000 minimum premium
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Targeted Class Codes

  • 5348 – Ceramic Tile Installation
  • 5437 – Wooden Flooring Installation
  • 5478 – Floor Covering Installation – Carpet and Laminate Flooring
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States

Professional Liability Forms
No items found.

Highlights

  General Liability Forms

ACORD 125: Download

ACORD 125

ACORD 126: Download

ACORD 126

GL Contractor Supplemental: Download

GL Contractor Supplemental

No items found.
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Highlights

  • Comprehensive GL Occurrence Form
  • Up to 100% subcontractors available: Blanket Additional Insured, Waiver of Subrogation, and Primary Non-Contributory wording available
  • Pay-as-you-go options available, subject to underwriting approval
  • No prior with resume considered
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Guidelines

  • Tract home work limited to 15 homes per year
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States

   Forms
No items found.
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Highlights

Excess Liability
for Flooring

Submit Excess Application
Excess Forms
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Highlights

  • Up to $5M limit
  • Underlying must be A-rated carriers
  • Stand-alone policies available
  • Follow-form coverage available

Property
for Flooring

Submit Property Application
Property Forms

ACORD 125: Download

ACORD 125

ACORD 140: Download

ACORD 140

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Highlights

  • Coastal coverage available (Max TIV $5M per location)
  • Windstorm availability varies by location
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States

Inland Marine
for Flooring

Submit Inland Marine Application
  Inland Marine Forms

Highlights

  • Builders Risk
  • Contractor's Equipment - Scheduled, leased, or borrowed
  • Installation Floater
Cyber Forms
Less than $50M in revenue: Download | Fill out online

Cyber Application

More than $50M in revenue: Download
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Highlights

  • Active risk assessment to understand your risk in real-time
  • Active protection through monitoring and alerting to prevent risks
  • Active response with in-house response teams & leading coverage if an incident occurs
  • Both admitted and surplus available
  • Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

email
  Email
Email to applications@normandyins.com
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