Retail Store Insurance

Workers' Compensation, General Liability, BOP, Excess, Property, and Cyber Insurance for Retail Stores

Workers' Comp Professional Liability BOP General Liability Excess Liability Property Inland Marine

We cover these industries & more!

Book and Music Stores

Clothing Stores

Drug Stores

Electronics & Appliance Retailers

Gift Shops

Hardware Stores

Jewelry Stores

& many more!

Workers' Comp
for Retail Stores

 Submit Workers' Comp Application

 Instant Quote & Bind

or submit an application here



Workers' Comp Forms

ACORD 130 (Florida): Download

N/A

| Fill & submit online

ACORD 130 (All states besides FL): Download

ACORD 130

| Fill & submit online



Highlights

New in business acceptable
Low minimum premiums
Loss prevention programs
Competitive dividend programs available
Pay-as-you-go plans available
A++ rated Reinsurance



Guidelines



Targeted Class Codes



States

Business Owner's Policy
for Retail Stores

 Submit Business Owner's Policy Application

 Instant Quote & Bind

or submit an application here

View all Acceptable Classes of Business for Property



Business Owner's Policy Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 126: Download

ACORD 126

| Fill & submit online

ACORD 140: Download

ACORD 140

| Fill & submit online



Highlights

Home-based businesses and online retailers eligible
Broad appetite for all types of retail risks
$1M–$2M limits available
A & B available
New ventures welcome (with 3+ years of prior experience)
BOP program available in all states, including select, non-coastal areas of Florida

Professional Liability
for Retail Stores

 Submit Professional Liability Application

View all Acceptable Classes of Business for Property



Professional Liability Forms

No items found.



Highlights

General Liability
for Retail Stores

 Submit General Liability Application

 Instant Quote & Bind

or submit an application here



General Liability Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 126: Download

ACORD 126

| Fill & submit online

No items found.



Highlights

Comprehensive GL Occurrence Form
Admitted and Non Admitted Programs Available
Eligibility varies by type of business
Monoline GL or packaged with property options available



Guidelines



States

for Retail Stores

 Submit Application



Forms

No items found.



Highlights

Excess Liability
for Retail Stores

 Submit Excess Application



Excess Forms

ACORD 125: Download

| Fill & submit online

ACORD 131: Download

| Fill & submit online



Highlights

Up to $5,000,000 limit
Underlying must be A-rated carriers
Stand-alone policies available
Follow-form coverage available

Property
for Retail Stores

 Submit Property Application



Property Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 140: Download

ACORD 140

| Fill & submit online



Highlights

Coastal coverage available (Max TIV $5M per location)
Windstorm availability varies by location
Higher property limits available in noncoastal areas



States

Inland Marine
for Retail Stores

 Submit Inland Marine Application



Inland Marine Forms

No items found.



Highlights

Cyber
for Retail Stores

 Instant Quote & Bind

or submit an application here



Cyber Forms

Less than $50M in revenue: Download | Fill out online

Cyber Application

More than $50M in revenue: Download



Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

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Email to applications@normandyins.com

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