Proprietary Contractors Program

Workers' Compensation & General Liability for Contractors, Roofers, and Tradesmen

Workers' CompGeneral Liability Excess LiabilityPropertyInland Marine

We cover these industries & more!

Solar Installation

Iron & steel work

Concrete Work

Masonry

Septic tank installation

Painting

Roofers

Drywall

Flooring

Fencing

& many more!

  Workers' Comp Forms

Highlights

  • AM Best A-Rated carrier
  • No prior considered with a resume
  • Pay-as-you-go payment plan
  • Up to 50% sub exposure
  • No work over 40 ft or below 12 ft
  • No deductible requirements
  • Available in 37 states
  • General Liability available also

Underwriting Guidelines

  • Minimum premium $5,000
  • Roofers: 5 years in operation, 5 full time roofing employees, minimum payroll $250,000
  • 4 years loss runs or experience
  • No prior considered with a resume*
    * Resume required to show proof of experience for past 5 years, excluding roofing
 

State

  General Liability Forms

Highlights

  • AM Best A-Rated carrier
  • Blanket AI included
  • Wavier of subrogation included
  • No prior considered with a resume
  • Defense outside the limits available
  • Completed ops available
  • Coverage in 37 states
  • Removal of prior work exclusion
  • Open roof and torchdown coverage

Underwriting Guidelines

  • Minimum premium $750
  • Minimum Premium for GCs $4,000
  • Roofers: No prior needed, 3 years professional experience & licensed, MP $2,000
  • 3 years loss runs or experience
  • No prior considered with a resume*
    * Resume required to show proof of experience
 

State

Excess Forms

Highlights

Property Forms

Highlights

 

State

  Inland Marine Forms

Highlights

Cyber Forms

Submit cyber applications online

Highlights

  • Active risk assessment to understand your risk in real-time
  • Active protection through monitoring and alerting to prevent risks
  • Active response with in-house response teams & leading coverage if an incident occurs
  • Both admitted and surplus available
  • Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Highlights

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

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