Restaurant Insurance

Workers' Compensation, General Liability, Excess, Property and Cyber Insurance for Restaurants

Workers' Comp Professional Liability General Liability Excess Liability Property Inland Marine BOP

We cover these industries & more!

Catering

Fast Food

Food Truck

Sit-down Restaurants

& many more!

Workers' Comp
for Restaurants & Bars

 Submit Workers' Comp Application

or get an instant workers' comp quote here



Workers' Comp Forms

Florida: Download

| Fill & submit online

All other states: Download

| Fill & submit online



Highlights

New in business acceptable
Delivery exposures by 3rd party vendors only
Low minimum premiums
Catering and food truck operations considered
Loss prevention programs
Competitive dividend programs available
Pay-as-you-go plans available
A++ rated Reinsurance



State

AL, AR, CT, FL, GA, LA, ME, MD, MO, MS, NC, NY, OK, PA, RI, SC, TN, TX, VA

Professional Liability
for Restaurants & Bars

 Submit Professional Liability Application

View all Acceptable Classes of Business for Property



Excess Forms



Highlights

General Liability
for Restaurants & Bars

 Submit General Liability Application



General Liability Forms

ACORD 125: Download

| Fill & submit online

ACORD 126: Download

| Fill & submit online



Highlights

Comprehensive GL Occurrence Form
Limited Assault and Battery coverage available
Liquor liability available for most accounts



State

AL, AR, CA, CT, DC, FL, GA, LA, MA, MD, ME, MO, MS, NC, NJ, OH, OK, PA, RI, SC, TN, TX and VA.

Excess Liability
for Restaurants & Bars

 Submit Excess Application



Excess Forms

No items found.



Highlights

Up to $5,000,000 limit
Underlying must be A-rated carriers
Stand-alone policies available
Follow-form coverage available

Property
for Restaurants & Bars

 Submit Property Application



Property Forms

ACORD 125: Download

| Fill & submit online

ACORD 140: Download

| Fill & submit online



Highlights

Coastal coverage available (Max TIV $5M per location)
Windstorm availability varies by location



State

AL, AR, CA, CT, DC, FL, GA, LA, MA, MD, ME, MO, MS, NC, NJ, OK, PA, RI, SC, TN, TX and VA.

Inland Marine
for Restaurants & Bars

 Submit Inland Marine Application



Inland Marine Forms

No items found.



Highlights

Business Owner's Policy
for Restaurants & Bars

 Submit Business Owner's Policy Application

View all Acceptable Classes of Business for Property



Business Owner's Policy Forms

ACORD 125: Download

| Fill & submit online

ACORD 126: Download

| Fill & submit online

ACORD 140: Download

| Fill & submit online



Highlights

Admitted and non-admitted options available
Eligible with or without table service
Wine bars also eligible (with food service)
Up to $10M in annual revenue per location
Up to 5 locations per policy
New ventures welcome (3+ years of prior experience)
No nightclubs, casinos, or mobile food vendors
BOP program available in all states except Florida

Cyber
for Restaurants & Bars

 Submit Cyber Application Online



Cyber Forms

Submit cyber applications online



Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

email

Email

Email to applications@normandyins.com

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Filled out an application already? Upload it here.

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Requesting a quote for:Workers' CompensationGeneral LiabilityPropertyInland MarineCyber

Workers' Comp Files

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General Liability Files

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Property Files

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Inland Marine Files

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