Restaurant Insurance

Workers' Compensation, General Liability, BOP, Liquor Liability, Property and Cyber Insurance for Restaurants

Workers' Comp Professional Liability BOP General Liability Liquor Liability Excess Liability Property Inland Marine

We cover these industries & more!

Catering

Fast Food

Food Truck

Sit-down Restaurants

& many more!

Workers' Comp
for Restaurants & Bars

 Submit Workers' Comp Application

 Instant Quote & Bind

or submit an application here



Workers' Comp Forms

ACORD 130 (Florida): Download

N/A

| Fill & submit online

ACORD 130 (All states besides FL): Download

ACORD 130

| Fill & submit online



Highlights

Loss prevention programs
Competitive dividend programs available
Pay-as-you-go plans available
A++ rated Reinsurance



Guidelines

New in business acceptable
Delivery exposures by 3rd party vendors only
Low minimum premiums



Targeted Class Codes

9082 – Restaurants
9083 – Fast Food
0975 – Restaurants (PA)
9071 – Restaurants (NY)
0897 – Fast Food (PA)
9072 – Fast Food (NY)



States

Business Owner's Policy
for Restaurants & Bars

 Submit Business Owner's Policy Application

 Instant Quote & Bind

or submit an application here

View all Acceptable Classes of Business for Property



Business Owner's Policy Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 126: Download

ACORD 126

| Fill & submit online

ACORD 140: Download

ACORD 140

| Fill & submit online

Supplemental: Download

Supplemental

| Fill & submit online



Highlights

Admitted and non-admitted options available
Eligible with or without table service
Wine bars also eligible (with food service)
Up to $10M in annual revenue per location
Up to 5 locations per policy
New ventures welcome (3+ years of prior experience)
No nightclubs, casinos, or mobile food vendors
BOP program available in all states except Florida

Professional Liability
for Restaurants & Bars

 Submit Professional Liability Application

View all Acceptable Classes of Business for Property



Professional Liability Forms

No items found.



Highlights

General Liability
for Restaurants & Bars

 Submit General Liability Application

 Instant Quote & Bind

or submit an application here



General Liability Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 126: Download

ACORD 126

| Fill & submit online

No items found.



Highlights

Comprehensive GL Occurrence Form
Limited Assault and Battery coverage available
Liquor liability available for most accounts



Guidelines



States

Liquor Liability
for Restaurants & Bars

 Submit Application



Liquor Liability Forms

Supplemental: Download

Supplemental

| Fill & submit online



Highlights

Monoline and package options available
No minimum premium requirement
Policies for hard-to-place accounts, including new ventures, high-hazard operations, and risks with coverage gaps
Restaurants, bars, taverns, karaoke bars

Excess Liability
for Restaurants & Bars

 Submit Excess Application



Excess Forms

ACORD 125: Download

| Fill & submit online



Highlights

Property
for Restaurants & Bars

 Submit Property Application



Property Forms

ACORD 125: Download

ACORD 125

| Fill & submit online

ACORD 140: Download

ACORD 140

| Fill & submit online



Highlights

Coastal coverage available (Max TIV $5M per location)
Windstorm availability varies by location



States

Inland Marine
for Restaurants & Bars

 Submit Inland Marine Application



Inland Marine Forms

No items found.



Highlights

Cyber
for Restaurants & Bars

 Instant Quote & Bind

or submit an application here



Cyber Forms

Less than $50M in revenue: Download | Fill out online

Cyber Application

More than $50M in revenue: Download



Highlights

Active risk assessment to understand your risk in real-time
Active protection through monitoring and alerting to prevent risks
Active response with in-house response teams & leading coverage if an incident occurs
Both admitted and surplus available
Coverage: Up to $10M in aggregate, covering systems failure, social engineering, and more

Ready to submit an Application?

Download the forms from the corresponding section above and submit via one of the options below.

email

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Email to applications@normandyins.com

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