Underwriting Guidelines

Workers' Compensation Underwriting Guidelines

Construction Worker

Construction

  • Min. of 3 Full-time Employees (Exclusive of Officers)
  • One Year of Prior Coverage Required
  • Maximum Sub Exposure: 30%
  • No Work Above Two Stories
Non-Construction Worker

Non-Construction

  • Minimum Premium: $1,000 + Expense Constant
  • Minimum of 2 Employees in the Governing Code
  • New in Business Acceptable W/ Resume Demonstrating 3 Years Experience

Sample of Target Industries

Artisan Contractors

Artisan Contractors

Auto Dealer and Repair

Automotive Repair

Retail and Wholesale

Retail & Wholesale

Restaurants

Restaurants

Cannibis

Cannabis

Flooring

Flooring

Hotel

Hotel / Motel

Light Manufacturing

Auto Dealer
& Repair

Commercial Janitorial

Commercial
Janitorial

Landscape and Lawn Service

Landscape &
Lawn Service

Healthcare

Healthcare

Many More

& Many More!

Claim Bill

Payment Plans:

  • 10% Down and 9 Installments
  • 12 Equal Installments
  • $200 Down Pay as You Go
  • 10% Down Monthly Self-Reporting
  • ACH Payments and Automatic Bill Pay
  • Many More

Now Accepting Online Bill Pay and Online Payroll Reporting

 Underwriting Guidelines - PDF Print Friendly Version
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Call: 866-688-6442

Email: info@normandyins.com

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