Underwriting Guidelines

Workers' Compensation Underwriting Guidelines

Construction Worker


  • Min. of 3 Full-time Employees (Exclusive of Officers)
  • One Year of Prior Coverage Required
  • Maximum Sub Exposure: 30%
  • No Work Above Two Stories
Non-Construction Worker


  • Minimum Premium: $1,000 + Expense Constant
  • Minimum of 2 Employees in the Governing Code
  • New in Business Acceptable W/ Resume Demonstrating 3 Years Experience

Here are some of our preferred industries

Artisan Contractors Insurance

Artisan Contractors

Auto Dealer & Repair Insurance

Auto Dealer & Repair

Cannabis Insurance


Commercial Janitorial Insurance

Commercial Janitorial

Flooring Insurance


Healthcare Insurance


Hotel / Motel Insurance

Hotel / Motel

Landscape & Lawn Service Insurance

Landscape & Lawn Service

Light Manufacturing

Light Manufacturing

Restaurants Insurance


Retail & Wholesale Insurance

Retail & Wholesale

& many more!

Payment Plans

Claim Bill
  • 10% Down and 9 Installments
  • 12 Equal Installments
  • $200 Down Pay as You Go
  • 10% Down Monthly Self-Reporting
  • ACH Payments and Automatic Bill Pay
  • Many More

Now Accepting Online Bill Pay and Online Payroll Reporting

 Underwriting Guidelines - PDF Print Friendly Version
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Get in Touch

Call: 866-688-6442

Email: info@normandyins.com

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