July 26, 2021
By Rebecca Batisto
Ouch! Getting injured on the job is never fun. However, with your company’s workers’ compensation, the road to recovery should be smooth. Your main priority should be feeling better. To do that, you will need help from a doctor. But who do you choose? Depending on your type of injury and state, the answer isn’t as straightforward as you’d expect. Luckily, Normandy Insurance lives and breathes workers’ comp cases. Let’s figure out the best doctor for you.
Sticking with your family doctor seems like a no-brainer during the case of a work accident. You trust them; they know your medical history. But can you see your own doctor for workers’ compensation?
The answer to this question is both yes and no. Mostly no.
The answer differs depending on your state. For Arkansas, Alabama, Florida, Georgia, and more, the answer is a resounding no. In those states, the choice of doctor is reliant on your employer or their insurance carrier. Places like Oklahoma provide some wiggle room if you have an emergency or if your employer takes longer than a week to decide on a doctor, but otherwise, no. States like New Hampshire might provide a list of approved doctors, giving you some freedom. Other states like California allow you to choose your doctor in workplace accidents, but you may need to inform your employer of your choice ahead of time.
Unsure what your state allows? Check out this handy list for information on all 50 states: https://workinjurysource.com/what-you-need-to-know/state-workers-compensation-resources/can-you-see-your-own-doctor-on-workers-comp-the-law-in-all-50-states/ If you’re still unsure, contact us! We are here to help: Call 866-688-6442
Let’s say you can’t select your family doctor, but you can choose a doctor who specializes in workers’ comp cases. A workers’ comp doctor specializes in work-related injuries. Not all doctors fit into this category. How do you find someone that will? Besides asking your employer or insurance provider, you have some options at your fingertips. Normandy offers a page online where you can find a doctor in your area: https://www.normandyins.com/find-doctor.html
Sites like this are great for multiple reasons. If you are a patient, you can pinpoint the best specialist to help with your work-related injury. If you are an insurance provider, you can easily sift through a list of doctors that meets your company’s requirements. And if you are a doctor, you can advertise yourself to a bigger audience by including workers’ comp cases.
If you know your employer has workers’ comp coverage with Normandy Insurance, we can point you towards the best option for you. We are here to help: Call 866-688-6442
The main reason a lot of states do not allow employees to choose their own workers’ comp doctor is that the process is completely taken care of by their company. This means that clients do not need to pay for their injury because their employer already invested in workers’ comp insurance. But you aren’t entirely powerless in this situation. Ask questions. Make sure your company is giving you the very best doctor or specialist for your injury. Furthermore, double-check the rights of your state. Every state is different; don’t miss your chance to make your voice heard.
Need further help finding a doctor for your injury? Or maybe you are an insurance agent looking for help. Either way, plug in your address on Normandy Insurance’s map, and we can help you find the closest medical care provider!
At Normandy Insurance, we value both our agents and our clients. Browse through our website for more information on coverage and job openings: https://info.normandyins.com/learn-more/