insurance Posts

Telehealth is no longer the future-tripping stuff of science fiction; it’s here and growing in accessibility and acceptance. But is it covered by workers’ compensation? We explored the topic.

These unprecedented changes in the face of COVID-19 are posing new challenges for all companies and employees worldwide, and the ripple effect is hitting workers’ compensation too. While you may have sent those who can work virtually home without much thought, there are some complexities to consider when it comes to workers’ compensation and your company’s exposure.

Coronavirus is just the latest stressor in the workplace. From job threats to overloaded work, occupational stress is on the rise and it’s about to get worse. Here’s how to manage the stressors in your workplace.

Allergies in the workplace are a clear concern to some employers, but others presume that allergies are the sole responsibility of employees. This is not always the case. There are times when employers should be concerned as allergies can be a workers’ compensation liability. Unfortunately, the topic is never clear cut.

Is sitting a workers’ compensation risk? Sitting can lead to many other issues: back pain, carpal tunnel syndrome, and obesity. The California Workers’ Compensation Institute states claims involving obese workers cost 81.4% higher and caused an average of 35 weeks of lost time, which is 80% more than the 19 weeks of time loss without obesity. Keeping employees motivated to move throughout the day is a good practice for employers and employees. So, let’s consider four ways to get employees moving.

Employers are finding that bringing a pet to work is now becoming a reason that new hires accept a job offered, which makes employers feel driven to add the benefit to their standard offerings. The comfort of having your pet with you all day can have a positive effect on mood and sometimes lead to a boost in productivity, but what are the risks? Who is liable for accidents or mishaps with pets in the workplace?

The Coronavirus (COVID-19) is spreading and causing companies to shut down offices in China. So, as an employer or an insurance agent, you may be concerned about the risks to employees. We, at Normandy Insurance, are staying on top of the story as it unfolds, and here’s a synopsis of the things you need to know thus far.

Your nanny steps on a piece of Lego and takes a tumble that results in a broken ankle. The hospital bills for these minor spills catch many homeowners off guard, but not nearly as much as the shock of learning that none of the cost is covered in your homeowner’s policy.

If an employee suffers an injury at work and subsequently takes time away to heal, how do you know when that employee is cleared to come back to work? Who has the final say? That’s why you need to know about the Functional Capacity Exam

Incentivizing employees with company-sponsored trips is a great idea until someone gets hurt. If it’s a business expense, is it also a workers’ comp claim? Let’s explore…