The Normandy Blog

Advice, Information and Updates on the Workers' Comp Industry

a woman sitting with a tissue in his hands in her mouth

Are Allergies Covered By Your Workers' Compensation Policy?

March 12, 2020

Allergies in the workplace are a clear concern to some employers, but others presume that allergies are the sole responsibility of employees. This is not always the case. There are times when employers should be concerned as allergies can be a workers’ compensation liability. Unfortunately, the topic is never clear cut.

March! Get Your Employees Moving To Lower Insurance Costs.

March 5, 2020

Is sitting a workers’ compensation risk? Sitting can lead to many other issues: back pain, carpal tunnel syndrome, and obesity. The California Workers’ Compensation Institute states claims involving obese workers cost 81.4% higher and caused an average of 35 weeks of lost time, which is 80% more than the 19 weeks of time loss without obesity. Keeping employees motivated to move throughout the day is a good practice for employers and employees. So, let’s consider four ways to get employees moving.

Pets In The Workplace

February 26, 2020

Employers are finding that bringing a pet to work is now becoming a reason that new hires accept a job offered, which makes employers feel driven to add the benefit to their standard offerings. The comfort of having your pet with you all day can have a positive effect on mood and sometimes lead to a boost in productivity, but what are the risks? Who is liable for accidents or mishaps with pets in the workplace?

a man waering a suit and a mask with people on the street

Coronavirus: Is Your Workforce At Risk?

February 19, 2020

The Coronavirus (COVID-19) is spreading and causing companies to shut down offices in China. So, as an employer or an insurance agent, you may be concerned about the risks to employees. We, at Normandy Insurance, are staying on top of the story as it unfolds, and here’s a synopsis of the things you need to know thus far.

a woman sitting and holding a baby while smiling together

Not Everyone In Your House Is Covered By Your Homeowners' Insurance!

February 11, 2020

Your nanny steps on a piece of Lego and takes a tumble that results in a broken ankle. The hospital bills for these minor spills catch many homeowners off guard, but not nearly as much as the shock of learning that none of the cost is covered in your homeowner’s policy.

a man standing with a crutches in his hands

What Is A Functional Capacity Evaluation?

February 5, 2020

If an employee suffers an injury at work and subsequently takes time away to heal, how do you know when that employee is cleared to come back to work? Who has the final say? That’s why you need to know about the Functional Capacity Exam

Does Your Insurance Policy Cover Employees During Employer-Paid Trips?

January 29, 2020

a man wearing a suit holding a paper and a woman holding a drink and a suitcase while walking together

Are Your Employees Covered During Business Trips?

January 22, 2020

When you send an employee on a business trip, do you think about your workers’ compensation exposure? You might assume they are covered at a company facility or even a vendor’s location, but what about driving home from a company-sponsored dinner? Let’s explore…

a laptop, pen, gadget and a notebook on a table

How to Conduct an Annual Insurance Coverage Review

January 15, 2020

With a new year and a new decade underway, it’s a great time to proactively reach out to clients and conduct their annual insurance coverage reviews. An annual review is not only smart for your clients, but it’s also an excellent way to build rapport while demonstrating the value you provide, beyond servicing their policies. Here’s how it’s done…

What To Do In January: An Insurance Agent's Checklist

January 8, 2020

As you kick off the new year, you’re probably making resolutions for yourself, but what about your business? If you want 2020 to be a record year for your business, you might consider making these five resolutions for growth.